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This is also typically not enough of a financial foundation to apply for other types of cards.

These limits are also commonly a lot lower, which makes sense for borrowers who are just starting out.

The provider can use this amount as collateral in case the borrower defaults on the payments.

In Canada, for example there are a variety of Secured Credit Card options.

For further insight into your credit card needs, it is still ideal to contact a bank representative for a more in depth assessment.